Freelance Finances

Navigate freelance finances with guidance on invoicing, tax obligations, accounting, and pension planning. Learn to price your services properly and manage the financial side of self-employment.

Budgeting for a Freelance Business
Budgeting for a freelance business is not an exact science, but potential freelance workers can make some reasonable estimates about the start-up costs assoc...
Common Tax Write-Offs for Freelance Workers
Freelance workers in the United Kingdom have many tax responsibilities. Most freelance workers must register as self-employed with HM Revenue & Customs and c...
Deciding on a Freelance Marketing Budget
Deciding on a freelance marketing budget directly impacts the type of advertising that a freelancer carries out and thus how quickly, and how successfully, (...
Finance Tools and Software for Freelancers
A freelancer today has many options for finance management. There are a variety of tools and software packages available to help freelancers keep track of th...
Freelance Workers: Bookkeeping and Accounts
Freelance workers will need to keep track of two crucial details when it comes to their bookkeeping and accounts: their cashflow (cash they have to hand) and...
Freelance Workers: Tax and NI Responsibilities
A freelancer who has never been self-employed before will likely find his or her tax responsibility and National Insurance contributions to be a bit complica...
How to Deal with Non Paying Clients
Freelancers the world over will agree: having to deal with late payments is one of the worst aspects of this kind of work. Outstanding payments can happen at...
Protecting and Storing Freelance Business Files
All freelancers must store their business files with care and protect them from common threats. In some instances there are legal mandates about how long fil...
What if Your Freelance Work is Not Profitable?
In order to remain in business freelance workers almost always have to make profits. Sure there might be the odd freelancer who is independently wealthy and...